Buying a Home in Port Liberté?

Estimate Your Monthly Mortgage Payment!

Before you begin searching for homes in the Port Liberté area, it’s important to set a home-buying budget and determine how you’re going to finance your investment. If you have questions about mortgage financing or the overall home-buying process, Paul Gulya is just a phone away!

Take a look at some of the most common loan options—and don't forget to utilize our mortgage calculator!

Start Calculating

Learn More About Mortgages

There are countless different mortgage options available for prospective buyers, but choosing the right mortgage for your specific needs is important. Paul Gulya is here to help you narrow down your options.

Common Mortgage Options

Conventional loan

  • Frequently used by buyers with good credit, low debt, and moderate to high income
  • Most buyers need a 20% down payment to qualify 
  • Typically lasts between 15 – 30 years
  • Can have a fixed or adjustable rate 

VA loan

  • Available to most active, retired, and veteran military members and their spouses
  • Backed by the U.S. Department of Veterans Affairs and financed by approved lenders
  • Low down payment requirements without mortgage insurance 

FHA loan

  • Designed for first-time or lower-income homebuyers
  • Wide variety of lower down payment options 
  • Private mortgage insurance (PMI) required
  • Can have higher interest rates

USDA loan

  • Targeted towards buyers in more rural areas
  • Will fund up to 100% of the purchase price for an eligible home, which means you don’t have to put money down
  • Private mortgage insurance (PMI) required
  • Check the USDA’s eligibility map for more details

Balloon Mortgage

  • Payments are based on a 30-year term but are paid over five to seven years
  • At the end of the term, the borrower must pay off the balance, refinance, or sell
  • Suitable for commercial properties or buyers who don’t plan to stay in their homes for very long

Lender-specialty loans

  • Available to niche groups, such as first-time and lower-income buyers
  • Can have lower interest rates or down payment requirements
  • Requires additional research to shop around and find the best deal—contact your lender for more information

Free Port Liberté Buying Guide

Port Liberté home buyers require many tools and resources to find their family's dream home in today's ever-changing real estate market. When you request your Port Liberté Free Home Buying Guide from Paul Gulya, you benefit from receiving a comprehensive resource to help you locate the home that best fits your family's needs!

Download your free buyer's guide!

By giving us your phone number and email address, you are giving Paul Gulya permission to contact you via email, phone, or text.

Ready to Calculate Your Monthly Payments?

Now that you’ve discovered the different mortgage options available, it’s time to start crunching some numbers. Use our mortgage calculator to accurately estimate your monthly payments. Just reach out to Paul Gulya if you need further assistance with financing your home! 

Start Your Calculation